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Compare loan offers from leading banks and NBFCs, check your eligibility instantly, and get expert financial guidance — all in one place.
Your Trust, Our Priority
We take your financial data and privacy extremely seriously. Here's what protects you.
256-bit AES encryption protects every data transmission.
Your data is never sold or shared without your consent.
We only contact you about your specific loan request.
Enterprise-grade servers with regular security audits.
All lending partners are RBI-registered and fully compliant.
Rated excellent by 2,400+ verified customers on Google.
2,400+ Google Reviews
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Why Mera Loan
We've built India's most comprehensive loan platform so you never have to visit a bank again.
AI-powered credit report insights that reveal exactly where you stand and how to improve your score for better loan terms.
Get personalized loan recommendations from 50+ lenders, matched to your profile, credit score, and financial goals.
Reduce multiple EMI burdens by consolidating all your existing loans into one affordable, manageable monthly payment.
Dedicated loan specialists provide personalized advice to help you choose the right product and navigate the entire process.
EMI Calculator
Instantly estimate your monthly EMI, total interest, and overall payment using our interactive calculator.
Monthly EMI
per month for 36 months
Principal Amount
₹5,00,000
Total Interest
₹89,284
Total Payable
₹5,89,284
Effective Rate
11% p.a.
Simple Process
From eligibility check to loan disbursal — our 6-step process is fast, transparent, and completely digital.
Share your basic info, employment details, and desired loan amount in under 2 minutes.
Our AI instantly analyses your credit profile, FOIR, and financial health.
Get a personalized shortlist of the best loan products matching your profile.
Compare interest rates, tenures, processing fees, and EMIs side by side.
Apply to your chosen lender digitally — no branch visit, no paperwork.
Funds are transferred directly to your bank account within 24–48 hours.
Check Eligibility
Fill in your details and our AI will instantly match you with the best loan offers from 50+ lenders. Free, fast, and 100% secure.
Your information is protected with 256-bit SSL encryption. We never sell your data or spam you. Read our Privacy Policy.
Trusted Partners
We partner with India's top lending institutions to get you the best loan deals.
Credit Intelligence
Get a detailed analysis of your credit health, liabilities, FOIR, and personalized bank recommendations.
Mera Loan · Sample Preview
CREDIT SCORE
FOIR (Fixed Obligation Ratio)
Healthy FOIR
ELIGIBILITY SCORE
Strong Profile
| Bank | Type | Balance | EMI/Month |
|---|---|---|---|
| HDFC Bank | Credit Card | ₹24,500 | — |
| ICICI Bank | Personal Loan | ₹1,85,000 | ₹6,800 |
| Axis Bank | Home Loan | ₹24,50,000 | ₹24,500 |
Kotak Mahindra
10.5%
Up to ₹12.5L
High ApprovalIDFC First
10.99%
Up to ₹10L
High ApprovalBajaj Finserv
11.5%
Up to ₹8L
Medium ApprovalThis is a sample report. Get your personalized report for free.
Success Stories
Real stories from real people who found their perfect loan through Mera Loan.
“I was struggling to find a good personal loan rate. Mera Loan matched me with IDFC First at 10.5% — much better than what my bank offered. The whole process took less than 48 hours!”
Priya Mehta
Mumbai · Personal Loan
₹8 Lakhs
Financial Insights
Your credit score directly impacts your loan eligibility and interest rates. Here's a proven step-by-step plan to significantly boost your score.
When you need money urgently, both options seem tempting. We break down the cost, speed, and risk of each to help you decide wisely.
Managing multiple loan EMIs can be stressful and expensive. Debt consolidation is a powerful strategy that can save you thousands every month.
One of the most effective personal finance rules to ensure you never miss an EMI and still have money for savings and lifestyle.
Loan rejections are frustrating, but understanding the reasons empowers you to fix them. Here are the 8 most common causes and their solutions.
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Interest rates can vary by 3–5% across lenders. A small difference can save lakhs over the loan tenure. Here's the updated comparison for 2026.
Got Questions?
Everything you need to know about loans, credit scores, and how Mera Loan works.
Still have questions? Our experts are here to help.
Join 10,000+ Indians who found their perfect loan through Mera Loan. Check your eligibility in less than 60 seconds — free, secure, and no CIBIL impact.